At NerdWallet, we attempt that will help you make monetary choices with confidence. To do that, many or the entire merchandise featured listed below are from our companions. Nevertheless, this doesn’t affect our evaluations. Our opinions are our personal.
The Citi Status® Card has been in my pockets for nearly two years, regardless of the latest removing of beneficial journey and buy protections. Listed below are eight the explanation why I really like my Citi Status® Card.
» Study extra: Citi Status: Premium perks at a plump worth
Tremendous beneficiant class bonuses
The Citi Status® Card provides among the finest class bonuses on the market. Cardholders earn 5 Citi ThankYou factors per $1 on journey and eating places, three factors per $1 on accommodations and cruises, and all different purchases earn 1 level per $1 spent. As somebody who travels and dines out ceaselessly, these bonus rewards actually add up.
Whereas the removing of journey protections is a big unfavourable, most of my journey bills are coated with factors and miles anyway. I don’t thoughts charging airline award taxes and charges underneath $300 to my Citi Status® Card, since $300 is what I can have reimbursed by the annual journey credit score. If I’m staying at a lodge on factors and accruing the occasional room service cost or resort charges, the shortage of journey safety isn’t actually related anyway.
Restaurant spending accounts for a much bigger portion of my month-to-month finances, and the Citi Status® Card’s 5x bonus in that class is a reasonably large incentive.
No overseas transaction charges
The Citi Status® Card has no overseas transaction charges, which is why I all the time pack it in my pockets after I journey overseas. I received’t use it for each buy due to the aforementioned lack of journey protections, however I’ll gladly use it to cowl non-prepaid lodge bills like room service or extra taxes and charges that some accommodations cost on award stays.
1:1 transfers to beneficial airline companions
Palms down, my favourite factor in regards to the Citi Status® Card is the 1:1 switch ratio to 15 airline switch companions. They encompass principally overseas carriers’ frequent flyer packages, lots of which provide some unbelievable candy spot redemptions. We’ve coated some Turkish Airways candy spots like 90,000-mile round-trip enterprise class awards to Europe. And Etihad Visitor has one of many most cost-effective charges for award flights to Morocco: simply 44,000 miles every method.
Air France/KLM’s joint Flying Blue program provides terrific worth by means of its month-to-month Promo Awards. For instance, in case you e book by the tip of November 2019 for journey by means of February 2020, it can save you 25% off financial system class and premium financial system journey between Europe and Houston, 50% off financial system class journey between Europe and Minneapolis, and 50% off enterprise class journey between Europe and Chicago-O’Hare.
» Study extra: The four finest Citi switch companions (and seven to keep away from)
JetBlue is my go-to program for comfy seats and low-cost home awards. Whereas 1,000 ThankYou factors usually switch to 800 TrueBlue factors, that ratio is elevated to 1:1 for Citi Status® Card, Citi Premier℠ Card, and American Categorical Chairman cardholders.
Lastly, Virgin Atlantic Flying Membership has one of many most cost-effective transatlantic financial system class awards you’ll discover anyplace: 15,000 miles one-way between the West Coast and London or 10,000 miles departing from the East Coast. These beneficial partnerships mixed with the beneficiant class bonuses are an enormous a part of why I maintain this card.
» Study extra: Citi Premier overview: Probably profitable for vacationers
Fourth evening free
Twice a yr, you may e book a four-night lodge keep along with your Citi Status® Card and get the fourth evening free, unique of taxes and charges. That’s primarily a 25% low cost on lodge bookings. If you happen to benefit from this twice a yr at a mean fee of $250 per evening, you’ll save sufficient to offset the cardboard’s $495 annual payment.
Precedence Go Choose membership
Precedence Go lounges could not have the identical wow issue as AmEx Centurion Lounges, however for many of us it’s nonetheless an enormous improve from spending layovers at crowded gates. The Citi Status® Card comes with free Precedence Go Choose membership. Simply register for this system, obtain the app and scan it for complimentary entry at one in all over 1,300 lounges worldwide. You possibly can carry as much as two extra visitors freed from cost.
What’s nice in regards to the complimentary Precedence Go Choose membership supplied by means of this card is that licensed customers additionally get entry to the profit. And in contrast to American Categorical, Citi nonetheless provides its cardholders airport restaurant credit as a part of their lounge profit. This will turn out to be useful at airports the place lounges get notably packed and a restaurant supplies a quieter environment.
$250 annual journey credit score
Cardholders additionally obtain an annual $250 journey credit score, with no airline restrictions or registration necessities. Merely cost your purchases to the Citi Status® Card — if it will get coded as journey, Citi will routinely credit score your account as much as $250 per yr.
This $250 credit score goes a great distance towards assuaging the $495 annual payment as properly. Cardholders can use it to cowl airfare, airline award ticket charges, automobile leases, cruises, accommodations, parking and even bridge tolls. No matter whether or not I’ve been a frequent flyer or a every day commuter, I’ve managed to utilize this credit score yearly.
International Entry/TSA Precheck credit score
The Citi Status® Card comes with a $100 International Entry or $85 TSA Precheck utility payment credit score. Since I already cowl my International Entry utility credit score with my American Categorical Hilton Aspire Card, I not too long ago utilized this credit score towards my brother’s International Entry utility payment. It would make his travels simpler and prices me nothing. The credit score will get replenished each 5 years.
Among the finest issues about getting the Citi Status® Card was receiving bonus factors after assembly the preliminary spending requirement: Earn 40,000 bonus factors after spending $four,000 in purchases throughout the first three months of account opening* (This supply is not legitimate on our web site). Taking into consideration the unbelievable switch accomplice award prospects, this welcome bonus can go fairly a great distance.
The underside line
The Citi Status® Card has taken some hits not too long ago, however because of a sturdy rewards program, class bonuses and helpful journey perks, it stays one in all my favourite rewards bank cards.
Tips on how to maximize your rewards
You need a journey bank card that prioritizes what’s essential to you. Listed below are our picks for the most effective journey bank cards of 2019, together with these finest for:
Planning a visit? Take a look at these articles for extra inspiration and recommendation:
Discover the most effective journey bank card for you
Citi ThankYou factors: Tips on how to earn and use them
Greatest Citi ThankYou level redemptions