Log in to your Chase account.
On the precise sidebar, search for the Final Rewards® field and click on “Redeem rewards.”
In case you have a number of Chase playing cards, you’ll be prompted to decide on one. (Ideally, the one with the most important stability.)
When you’re redirected to your Final Rewards® dashboard, you’ll be able to select the way you wish to redeem your factors.
» Be taught extra: Chase Final Rewards®: Learn how to earn and use them
Switch Final Rewards to airways and resorts
You’ll usually get probably the most worth out of your Final Rewards® factors by transferring them to redeem immediately with Chase’s airline or resort companions. That’s very true for those who’re redeeming factors for high-end resort stays or enterprise and firstclass award flights.
Chase has 10 airline and three resort companions to select from. If that is the way you wish to redeem your factors, right here’s learn how to switch them:
Click on on “Switch to journey companions” on the Final Rewards dashboard.
Scroll all the way down to the airline or resort rewards program you wish to switch factors to. Click on “switch factors.”
If that is your first time transferring factors to a particular program, you’ll be prompted to enter the recipient’s title and their airline or resort rewards membership quantity (“Member ID”). Take into account that you’ll be able to solely switch factors to rewards applications belonging to you or a family member who’s a certified person in your account.
Subsequent, you’ll be prompted to enter the variety of factors you wish to switch, in 1,000-point increments. Most transfers are prompt, although some take as much as seven days. Hold this in thoughts for those who’re in a time crunch to prime off your rewards account for a particular redemption.
You’ll see one final affirmation web page earlier than the transaction is full. As soon as factors have been transferred, this can’t be undone. So solely switch Final Rewards® factors whenever you’re 100% positive of your intent to make use of them with that companion.
Redeem Final Rewards® factors for journey bookings
With frequent flyer applications implementing dynamic pricing and resort loyalty applications like Marriott introducing peak/off-peak pricing, redeeming factors can get costly. Typically, you may get higher offers utilizing your Final Rewards® factors for direct journey bookings.
In case you have a Chase Sapphire Most well-liked® Card, your factors might be value 1.25 cents every. Chase Sapphire Reserve® cardholders get 1.5 cents of worth out of every level.
It’s at all times value checking the Final Rewards® journey portal earlier than transferring factors to a loyalty program. Right here’s how you should use your Final Rewards® factors for direct journey bookings:
In your Final Rewards® dashboard, click on on “Journey.”
You’ll be taken to a web page that appears like another on-line journey web site. Right here, you’ll be able to seek for flights, resorts, automobile leases, actions, trip leases and cruises. Merely click on on the choice you need and seek for your most well-liked dates.
Within the search outcomes, you’ll see the price of your reserving utilizing both factors or money. That is nice for comparability functions. In the event you assume the money worth is low sufficient, you’ll be able to simply ebook it immediately along with your Chase bank card and save the factors.
Within the instance above, I looked for a round-trip flight between San Francisco and Los Angeles in October. The flight costs out at an inexpensive $106.60, or eight,528 factors.
The identical ticket requires 13,000 miles and $11.20 when booked via United MileagePlus. Clearly, checking redemption charges on direct journey bookings may be well worth the effort.
The beauty of reserving journey via the Final Rewards® portal is that your bookings are eligible to earn factors via the respective airline applications. Simply you’ll want to enter your rewards quantity through the reserving course of.
» Be taught extra: Chase Sapphire Reserve overview: A primary-class premium journey card
Different methods to redeem Final Rewards® factors
Along with journey redemptions, Chase lets you use Final Rewards® factors for reward playing cards, purchases at Amazon and Apple, cash-back credit, experiences (e.g., live shows and occasions) and reward playing cards.
All of those different choices permit you to redeem factors for round 1 cent every, aside from Amazon, which provides round zero.eight cent per level. That’s not nearly as good of a deal as utilizing factors for journey bookings or transferring them to companion airways and resorts. That is very true for reward playing cards, which you’ll usually purchase at substantial reductions via retails. On the whole, we wouldn’t advise redeeming your Final Rewards® for reward playing cards when they are often a lot for useful for journey.
If you end up eager to redeem your factors for cash-back rewards or purchases with Amazon or Apple, chances are you’ll wish to think about switching to a 2% cash-back card just like the Citi® Double Money Card – 18 month BT provide. This card earns 2% on all purchases, 1% whenever you purchase one thing and 1% whenever you pay it off. In the event you wish to redeem factors this manner, you’ll get a greater worth with this card than you’ll with an analogous Final Rewards® redemption.
Learn how to maximize your rewards
You need a journey bank card that prioritizes what’s vital to you. Listed below are our picks for the perfect journey bank cards of 2019, together with these greatest for:
Planning a visit? Take a look at these articles for extra inspiration and recommendation:
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Why you need to evaluate Chase Final Rewards® redemptions with Chase companion redemptions
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