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The HSBC Gold Mastercard® bank card has reclaimed a spot amongst playing cards providing the longest zero% introductory APR durations.
The cardboard now provides a zero% intro APR on purchases and steadiness transfers for the primary 18 months from account opening; after that, a variable APR will apply.
That 18-month window is what the cardboard was providing earlier than a lower to 15 months in April 2019.
As a result of the brand new intro APR applies to each purchases and steadiness transfers, it makes the cardboard a wonderful possibility for individuals who want to finance a big buy upfront or transfer their high-interest debt to a card with a decrease fee.
» MORE: NerdWallet’s greatest steadiness switch and zero% APR bank cards
The cardboard’s annual price is $zero, and it prices no international transaction charges. It does, nonetheless, cost a steadiness switch price of four% or $10, whichever is larger. It doesn’t earn rewards.