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The Capital One® Savor® Money Rewards Credit score Card has misplaced a little bit of its kick.
As of Might 21, the cardboard is providing a smaller sign-up bonus for brand spanking new cardholders: Earn a one-time $300 money bonus after you spend $3000 on purchases throughout the first three months from account opening.
Beforehand, the supply was $500 for a similar quantity of spending in the identical timeframe, which was among the many most profitable sign-up bonuses out there for a cash-back bank card. The brand new supply continues to be greater than you’ll discover from most opponents, whose sign-up bonuses sometimes prime out round $150 to $200. However not like lots of these playing cards, the Capital One® Savor® Money Rewards Credit score Card fees an annual charge that have to be factored in: $zero for the primary 12 months, then $95.
» MORE: Full assessment of the Capital One® Savor® Money Rewards Credit score Card
Nonetheless, foodies will earn prime rewards in the identical classes:
four% money again on eating and leisure.
2% money again at grocery shops.
1% money again on all different purchases.
For these who can’t abdomen an annual charge, the Capital One® SavorOne℠ Money Rewards Credit score Card could also be a better option. It has a $zero annual charge and a modest sign-up bonus: Earn a one-time $150 money bonus after you spend $500 on purchases throughout the first three months from account opening. It earns three% money again on eating and leisure, 2% at grocery shops and 1% on all different purchases.
» MORE: NerdWallet’s greatest cash-back bank cards