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The Capital One® Quicksilver® Money Rewards Credit score Card is a no-hassle choice best for minimalists or these who need easy-to-manage rewards. You don’t have to trace rewards classes, spending limits or redemption thresholds with this $Zero-annual-fee card. It really works properly solo as a go-to choice for all purchases, and it pairs properly with different bank cards that supply increased rewards in fashionable spending classes.
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Wherever you utilize the Capital One® Quicksilver® Money Rewards Credit score Card, you’ll earn a stable industry-standard price of 1.5% money again on all purchases. The rewards can add up rapidly in case you use the cardboard for many purchases, and you may redeem them at any quantity. Rewards redeem for money again, assertion credit score or reward playing cards, and so they don’t expire so long as your account is open and energetic.
» MORE: Which 1.5% cash-back bank card do you have to select?
The Capital One® Quicksilver® Money Rewards Credit score Card has stable welcome affords that would assist offset the price of your purchases.
An indication-up bonus for brand new cardholders
You don’t should be an enormous spender to fulfill the necessities for a beneficiant sign-up bonus: One-time $150 money bonus after you spend $500 on purchases inside three months from account opening. You’ll be able to plan your software round months with added bills to fulfill that purpose.
A prolonged Zero% introductory APR
You’ll get an intro Zero% on Purchases and Steadiness Transfers for 15 months, after which the continuing APR of 16.24% – 26.24% Variable APR. That’s a prolonged period of time to finance your purchases and save on curiosity expenses.
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No international transaction charges
Many cash-back bank cards cost a charge for purchases made outdoors of the U.S. — usually 1% to three% per transaction. The Capital One® Quicksilver® Money Rewards Credit score Card doesn’t cost this charge, so it can save you cash on these probably expensive transactions whenever you’re touring overseas.
Worldwide service provider acceptance
As a part of the Visa community, the Capital One® Quicksilver® Money Rewards Credit score Card is extensively accepted by retailers overseas.
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Protections: Purchasing and journey advantages
The Capital One® Quicksilver® Money Rewards Credit score Card affords completely different facet advantages relying on whether or not you’re authorized for the Visa Signature or Visa Platinum model of the cardboard. (Capital One will make this dedication whenever you apply.)
Listed below are some advantages that each variations present:
Visa Signature and Visa Platinum advantages
Prolonged guarantee safety
This profit provides as much as one yr to producers’ warranties of three years or much less whenever you’ve used the cardboard to buy qualifying objects. Phrases apply. Be taught extra about prolonged guarantee protections.
Journey accident insurance coverage
You and eligible members of the family are insured as much as a specific amount towards qualifying accidents which will occur whereas coming into, exiting or touring in a licensed widespread service so long as you cost your total journey fare to the Capital One® Quicksilver® Money Rewards Credit score Card. Protection may additionally lengthen to qualifying transportation to and from the airport, relying on whether or not you charged the fare to your card previous to departing. Phrases apply and can differ for the Visa Platinum and Visa Signature card variations.
Auto Rental Collision Harm Waiver
Get lined in case of automotive injury or theft whenever you use your card to pay for an auto rental and decline the automotive rental company’s insurance coverage protection. The protection is secondary to your personal insurance coverage coverage, that means you’ll should undergo them first if the rental automotive is broken or stolen. With out your personal insurance coverage coverage, this profit reimburses the quantity lined for theft and damages, along with different qualifying expenses that the auto rental firm could impose when the automotive is out of fee. Phrases apply. Be taught extra about bank card rental automotive protection.
Journey and emergency help companies
Should you expertise an emergency overseas, this profit will help you discover medical, authorized and journey companies by connecting you with native emergency and help sources at your vacation spot. The profit extends to you, a partner and kids which can be dependents beneath 22 years of age. Phrases apply.
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