At NerdWallet, we attempt that can assist you make monetary selections with confidence. To do that, many or all the merchandise featured listed here are from our companions. Nonetheless, this doesn’t affect our evaluations. Our opinions are our personal.
The Wells Fargo Propel American Categorical® card isn’t for everybody. This low-frills, low-cost AmEx card has little to supply vacationers who’re loyal to a selected airline or resort chain and it has even much less attraction for customers in search of luxurious perks like elite standing or upgrades.
However a number of distinctive options make this extremely versatile AmEx choice stand out within the crowd. Listed here are seven causes you might need to apply now.
1. A considerable welcome bonus
Earn 30,000 bonus factors whenever you spend $three,000 in purchases within the first three months – that is a $300 money redemption worth. For a journey rewards bank card, that’s respectable. For a $Zero-annual-fee journey rewards card, it’s distinctive. Phrases apply.
2. $Zero annual price
Many journey rewards playing cards include annual charges, usually within the $100 to $450 vary. Which means any “free” journey you earn with the cardboard isn’t actually free. The Wells Fargo Propel American Categorical® card is likely one of the exceptions. You possibly can stick it in your pockets, use it at your personal tempo and never fear whether or not you’re incomes sufficient rewards factors to justify that subsequent annual price that may seem in your invoice.
» Study extra: Wells Fargo Propel AmEx assessment: No price, a lot worth
three. Bonus factors in a variety of classes
Loads of bank cards pay bonus miles on choose classes. For instance, an airline card just like the Citi® / AAdvantage® Platinum Choose® World Elite™ Mastercard® pays 1 mile per $1 on common purchases and double that for purchases made on fuel, eating or American Airways.
The Wells Fargo Propel American Categorical® card is a greater match for customers who need to earn bonus factors on a wider vary of classes.
You’ll earn three factors per $1 spent eating, fuel, transit, rideshares, flights, motels, homestays, automobile leases and streaming providers. For every thing else, you’ll earn 1 level per $1 spent on the cardboard. Phrases apply.
» Study extra: Citi AAdvantage Platinum Card assessment: Definitely worth the price for airline loyalists
four. Versatile redemptions
The Go Far Rewards factors you earn with the Wells Fargo Propel American Categorical® card are redeemable for a variety of rewards. You should utilize them for flights, motels, rental vehicles, trip packages or cruises.
It’s also possible to redeem your factors for money, in $20 increments at a Wells Fargo ATM. You possibly can redeem your factors for assertion credit utilized on to your Wells Fargo Propel American Categorical® card invoice in $25 increments. You should utilize them to make mortgage or private mortgage funds
Different redemption choices embody music, e-books, e-magazines or video games. You possibly can commerce factors for reward playing cards or donations to pick out charities. You possibly can even swap factors for experiences, like or driving a race automobile.
5. Factors pooling
Does your most well-liked journey companion have a Wells Fargo account? If that’s the case, the 2 of you possibly can pool your factors to earn a resort keep or different journey reward sooner than both of you would by yourself. It’s also possible to switch your factors to a different Wells Fargo accountholder as a present.
6. Mobile phone safety
For those who pay your telephone invoice along with your Wells Fargo Propel American Categorical® card, you’ll robotically stand up to $600 in safety for theft or injury to the telephone, minus a $25 deductible. Phrases apply.
7. Journey protections
If you pay for a rental automobile along with your Wells Fargo Propel American Categorical® card, you’ll get free rental automobile protection. The cardboard additionally comes with auto protections like roadside help.
If one thing goes improper whenever you’re touring, this card might show fairly helpful: It comes with worldwide journey accident insurance coverage and even protection for misplaced or broken baggage. Phrases apply.
» Study extra: Find out how to discover the most effective journey insurance coverage
The underside line
For those who like the thought of incomes rewards now and deciding later whether or not you need to redeem them for journey, merchandise or chilly, onerous money, the Wells Fargo Propel American Categorical® card was designed for you. The $Zero annual price makes the choice even simpler. Phrases apply.
The knowledge associated to the Citi® / AAdvantage® Platinum Choose® World Elite™ Mastercard® has been collected by NerdWallet and has not been reviewed or offered by the issuer or supplier of this services or products.
Find out how to maximize your rewards
You desire a journey bank card that prioritizes what’s essential to you. Listed here are our picks for the most effective journey bank cards of 2019, together with these finest for:
Planning a visit? Try these articles for extra inspiration and recommendation:
Discover the most effective journey bank card for you
Who advantages most from the Wells Fargo Propel bank card?
6 issues to do whenever you get the Wells Fargo Propel AmEx card